need cash now?

easi-cash is the quick and easy way to get cash when you need it, with flexible payments that won’t let you get in over your head. And no matter your credit history, talk to us because everyone is welcome to dtr.

  • borrow from $500 to $20,000

    When you need a bit of extra cash, chances are you need it soon. dtr provide cash loans using your household goods as security. With competitive interest rates and overnight approval (once the application process has been completed in full*) you can easily apply online below.

  • competitive fees

    An initial establishment fee of $205 will apply to new loans with security. Secured top up loans have an establishment fee of $185 and conditionally approved offers and unsecured loans have an establishment fee of $140

  • flexible terms

    All repayments are quoted on flexible terms between 12 and 60 months. easi-cash requires security goods to remain in the customers ownership and in the customers own home until all repayments are made.

  • online application

    it’s really easy to complete our application, we will need your ID and information about your expenses so please make sure you have those handy.

it takes less than 10 mins

apply now

Important notes:

  • Goods owned by you will be required to be used as security and will be at risk should you default on repayments.
  • A prepayment fee maybe payable if you wish to repay the loan at an earlier date
  • A monthly administration Fee will be payable
  • DLW will be required to be taken should you not have your own Household insurance
  • Goods purchased will be secured against any loan and will be at risk should you default on any payments
  • easi-cash loans have an interest rate of between 26.75% to 34.95%
  • Credit Criteria and conditions apply
  • If you have any questions with regards to this application or the contract please contact dtr on Ph 0800 734 735

apply now

how it works

  1. gather the information you need for the application
    download the checklist
  2. complete online application
  3. finalise your application
    with your local branch

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At dtr, treating people fairly is important to us. That's why we make sure everyone gets an equal chance to own the things they need, with payments to suit their budget. And because we know things in life sometimes change, we can help you adjust your payments, so you won’t get in over your head.