How does interest free easi-own work at dtr?

With dtr easi-own you can get the things you want now with no deposit and pay them off in affordable weekly payments, with flexible terms of up to 60 months.

Plus, with 12 months interest free, it’s even more affordable. Here’s how it works.

  • For any item you buy on interest free in this promotion, you’re not charged interest on what you owe on that item for the first 12 months.
  • At the end of the 12 months interest free period, we start charging interest on what you owe on that item, at your applicable variable interest rate at that time.
  • You still have to make weekly payments during the interest free period for the item you have bought in the promotion, and because there is no interest charged during this period, those payments will go towards the price of the goods (often called the ‘principal’).
  • For your convenience, we’ll set the advertised payments for your interest free items so that the minimum amount you are required to pay each week is always the same.
  • If you only pay the advertised minimum weekly payment, you won’t fully pay off your interest free item within the interest free period, but you can pay off more at any time. Because of the interest free period, if you make all of your minimum repayments, the total amount of interest you pay us for each interest free item is less than you would pay us if there was no interest free period.
  • It’s important to note that if you are unable to keep to the terms of your easi-own card agreement, we can charge default interest and fees including during an interest free period.

Promotion runs from 01 - 30 April 2018 or while stocks last. Important lending criteria, terms & conditions apply. Term for weekly payments depends on Interest rate. Interest rate after the interest free period ends: 26.25% pa to 34.95% pa, depending on your circumstances. Rate may change. Mandatory fees: account fee $1.25 a week, PPSR fee $8.05 for each purchase, establishment fee $85 for first purchase or transaction fee $15 for each subsequent purchase. Fees added to loan balance. Weekly pricing shown includes interest & mandatory fees. Payment terms & interest rates depend on individual circumstances, therefore total amount payable will be calculated on completion of application. Optional dtr Liability Waiver (DLW) and Service Plus fees may also apply. Satisfactory evidence of Insurance may be required if DLW is not selected. Offers shown cannot be used in conjunction with any other offer. Accessories featured are not included unless otherwise stated. Thorn Group Financial Services Limited (trading as dtr).

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At dtr, treating people fairly is important to us. That's why we make sure everyone gets an equal chance to own the things they need, with payments to suit their budget. And because we know things in life sometimes change, we can help you adjust your payments, so you won’t get in over your head.