Here how no payments until April 2019^ works:

For any easi-own item you buy in December catalogue during the promotional period, you don't make any repayments until April 2019. What's even better is you won't be charged a cent in interest on the item over that period either. Your easi-own contract repayments will then start from April 2019. This offer applies to every easi-own item in December catalogue. You can choose to pay off what you owe at any time.

If you would prefer to start payments straight away instead of next April, that's ok too. You choose, it doesn't change the advertised price or maximum terms.


Free Gift+

One free gift per purchased item / package from December catalogue. Please allow up to 3 weeks for delivery of free gift / gift card. Free gift / gift card may be required to be returned if contract is cancelled within 30 days.


Promotion runs from 26 November 2018 - 03 February 2019 or while stocks last. Important lending criteria, terms & conditions apply. Term for weekly payments depends on interest rate. Interest rate: 26.25% pa to 34.95% pa, depending on your circumstances. Rate may change. Mandatory fees: account fee $1.25 a week, PPSR fee $8.05 for each purchase, establishment fee $85 for first purchase or transaction fee $15 for each subsequent purchase. Fees added to loan balance. Weekly pricing shown includes interest & mandatory fees. Payment terms & interest rates depend on individual circumstances; therefore total amount payable will be calculated on completion of application. Optional dtr Liability Waiver (DLW) and Service Plus fees may also apply. Satisfactory evidence of insurance may be required if DLW is not selected. Offers shown cannot be used in conjunction with any other offer. Accessories featured are not included unless otherwise stated. Thorn Group Financial Services Limited (trading as dtr).


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At dtr, treating people fairly is important to us. That's why we make sure everyone gets an equal chance to own the things they need, with payments to suit their budget. And because we know things in life sometimes change, we can help you adjust your payments, so you won’t get in over your head.


Indicative Offers

Based on the information you have provided, we believe we may be able to offer you the following products. The next step is to click on the product you would like and complete our application process.

easi own

borrow up to

at an interest rate of
- * pa

Apply now

easi cash

borrow up to

at an interest rate of
- * pa

Apply now

* Interest rates and limits shown above are indicative only. All contracts are subject to a full application process including affordability, credit and responsible lending criteria.

How much can I afford?

Simply tell us a bit about yourself below, and we will provide you an indicative amount that you could borrow, and the likely interest rate that could apply.

I am and have been in the region for .

I currently earn per week after tax, and have my own home & contents insurance.


I would best describe my credit history as and I currently have outstanding default(s).

The best way to get in touch with me is by me at

Check my rate