dtr Standard Terms & Conditions and Interest Rates

  • easi-own prices quoted are for new equipment (except where expressly stated as "Pre-Loved" equipment, being equipment that has previously been on rental).
  • easi-own prices quoted include an administration fee up to $5 per month and are quoted over 48 month period unless otherwise stated.
  • An additional up-front easi-own establishment fee of $75.00 for new customers (or $65.00 for existing customers) and a PPSR registration fee of $8.05 also applies for each new easi-own contract, to be paid up-front or capitalised over the contract term.
  • An additional establishment fee of $85 applies for first purchase (or $15 for each subsequent purchase) and a PPSR registration fee of $8.05 also applies for a new easi-own card application, to be added to loan balance.
  • Pre-loved products and pricing may differ between stores and from those shown. Offers valid only while stocks last.
  • For easi-cash customers an up-front establishment fee applies as detailed below;
    • $205 secured loan 
    • $185 secured top up loan
    • $140 unsecured loan, conditionally approved offer or unsecured top up
    • $75 unsecured online, only apply to application fully transacted online
  • A PPSR registration fee of $8.05 also applies for each new secured easi-cash contract. Both the establishment fee and the PPSR fee are to be paid up-front or capitalised over the contract term.
  • Prices quoted exclude Service Plus and dtr Liability Waiver.
  • dtr Liability Waiver may be waived provided that the customer has a satisfactory household insurance cover, which can be provided for the length of the contract.
  • All contracts are subject to the customer meeting dtr's credit criteria and the responsible lending guidelines.
  • While dtr has made every effort to ensure prices are correct, dtr reserves the right to correct prices and/or payment terms if incorrect, without notice.
  • Please see here for complete interest rates and fees.

Promotional Terms and Conditions (when these promotions are run)

Freebies

  • One freebie item/gift card per purchased item/package from the catalogue 
  • Please allow up to 3 weeks for delivery of freebie item(s) or gift card
  • Freebie item/gift card may be required to be returned if contract is cancelled within 30 days.
  • When paying by Advance Payments, freebie item/gift card will be delivered when you receive the purchased goods.
  • Promotion runs for the period of the brochure advertised only

Add-on

  • Add-on deals only available together with specified purchases. 
  • Term for main product also applies to add-on product.
  • In order to cancel contract within 30 days, add-on product must be returned together with main product.
  • Promotion runs for the period of the brochure advertised only.

    Bonus Cashback

    • Bonus Cashback will be made via deposit into customers nominated bank account within 5 working days of goods being delivered.  A deposit slip or bank statement will be required to verify bank account.
    • Refund may be required if customer cancels contract within 30 days.
    • Promotion runs for the period of the brochure advertised only.

    Deferred Payments

    • Any no payment offer applies to easi-own contract(s) only.  
    • Excludes rental, advance payment agreements and easi-cash loan contracts.  
    • Payments will commence as advised in brochure.  Delivery charge may still be payable at time of purchase if Service Plus is not taken.
    • When paying by Advance Payments, bonuses will be delivered when you receive the purchased goods.
    • Promotion runs for the period of the brochure advertised only

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      how it works

      1. gather the information you need for the application
        download the checklist
      2. complete online application
      3. finalise your application
        with your local branch

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      At dtr, treating people fairly is important to us. That's why we make sure everyone gets an equal chance to own the things they need, with payments to suit their budget. And because we know things in life sometimes change, we can help you adjust your payments, so you won’t get in over your head.